Section Four (20%)
　　Direction ：There are 4 passages in this section. Each passage is followww.100ksw.coment is used .
　　A. www.100ksw.comselves act as more than simply a quick payment service. It www.100ksw.comembers think that its advanced technology could help them to speed up commerce-payments using smart cards, electronic cash and so on.
　　IBOS claims that it is not a direct threat to Swww.100ksw.com
　　B. cash-management technology C. large correspondent network D. speedy transfer of payment
　　68. Another reason why some banks joined IBOS is that . A. they can share their branches
　　B. they can share their correspondents
　　C. branches of different banks can transfer money directly
　　D. all of the above
　　69. According to the passage, which statement is wrong?
　　A. IBOS may help to speed up commerce-payment using smart cards, electronic cash and so on. B. IBOS is a payment system for fast and cheap money transfer.
　　C. IBOS ienables the member banks to create better cash management products than smart cards, electronic cash and so on.
　　D. With IBOS’ technology, the bank’s money transfer can be more globalized.
　　70. One of the main differences between IBOS and SWIFT is that_ .
　　A. SWIFT is a telecommunication system for global banking, while IBOS is merely a payment sy stem
　　B. The business volume handled by SWIFT is much bigger than that of IBOS C. To use IBOS makes a bank more decentralized
　　D. All information processed by SWIFT has to go through its center, while under IBOS system two end-users can contact each other directly